Fully Licensed & Regulated • 1M+ Users

Buy, sell, and send crypto instantly

Trade 52+ digital assets, earn up to 12% annual interest on savings, and get instant Naira loans using your crypto as collateral.

Get Started Free
Instant transactions
Enterprise-grade security
24/7 human support

Your balance

$45,231.89

+12.5%
Bitcoin

1.25 BTC

+5.2%

Ethereum

8.45 ETH

+3.8%

TRUSTED BY LEADING COMPANIES

TechCorp
PayFast
GlobalEx
SwiftPay
NetFlow
DataHub

1M+

Active Users

$2.5B+

Total Volume Traded

70+

Digital Assets

<2 min

Average Transaction Time

Everything you need in one app

Trade crypto, earn interest, access credit, and manage your finances — all in one place

Trade Instantly

Buy, sell, and convert 70+ digital assets with the best local rates. Set limit orders and automate your strategy.

Earn Up to 12%

Save in Naira or USD, choose fixed or flexible plans, and earn daily interest you can withdraw anytime.

Spend Anywhere

Get virtual and physical debit cards. Shop online or in-store, earn instant cashback on every purchase.

Borrow Instantly

Use your crypto or savings as collateral to get instant Naira loans. Keep your holdings and benefit if they rise.

Build with our API

Use our payments infrastructure to add crypto capabilities to your product. Get started in minutes with our comprehensive documentation.

Complete API reference

Detailed documentation for every endpoint with request/response examples.

Client libraries

Official SDKs for Node.js, Python, Ruby, PHP, Java, and .NET.

Webhook notifications

Real-time updates for payment confirmations and transaction events.

Read the docs
curl https://api.creohold.com/v1/payments \
  -u sk_test: \
  -d amount=2500 \
  -d currency=usd \
  -d crypto_currency=btc \
  -d "description=Payment for invoice"

{
  "id": "pay_1NirD82eZvKYlo2C",
  "object": "payment",
  "amount": 2500,
  "status": "succeeded",
  "crypto_amount": "0.00058",
  "crypto_currency": "btc"
}

Trusted and secure

Enterprise-grade security to keep your funds safe in line with global standards

Fully Licensed

Licensed and regulated by the Securities and Exchange Commission (SEC)

Bank-Level Security

Advanced encryption and multi-factor authentication protect your account 24/7

24/7 Support

Real human support available around the clock. No annoying robocalls.

Join 23,000+ businesses

Start moving money freely

Get instant access to crypto payments, conversions, and bill pay. No setup fees, no monthly charges.

No credit card required
Free to start
Cancel anytime

Trusted and secure

Enterprise-grade security to keep your funds safe in line with global standards

Fully Licensed

Licensed and regulated by the Securities and Exchange Commission (SEC)

Bank-Level Security

Advanced encryption and multi-factor authentication protect your account 24/7

24/7 Support

Real human support available around the clock. No annoying robocalls.